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It is advisable to take out your travel insurance at the time of booking your trip as cover will commence for pre-departure cancellation from the policy issue date. This will, therefore, provide cover should you have to cancel your trip for an insured reason such as illness or serious accident.

We strongly recommend that you and all members of your party are adequately insured, protecting against unforeseen circumstances that could otherwise spoil your travels. Cover should include medical expenses and repatriation in the event of accident or illness.

In addition, we strongly recommend that you have cover for personal belongings, delay at your outward or homeward point of departure, personal liability, overseas legal expenses and cancellation. If you are undertaking any sports or adventurous activities, including trekking, on your trip you should also make sure that your policy covers these. Please also ensure you read the policy conditions and exclusions.

The type of trips we create and the requirements of Audley clients vary greatly. We have therefore listed below a number of providers who offer policies which may suit these varying requirements. Other providers and policies are available. We are unable to provide you with more detailed information and you should contact the provider concerned directly for this. Please note, this is general information only.

We are not providing any specific advice on travel insurance or recommending any particular policy or insurer.

Travel insurance for trips of up to £5,000 per person

The majority of travel insurance companies offer policies which include cover for cancellation charges for holidays up to the value of £5,000 per person. We recommend you check the policy has a suitable level of cancellation before you purchase the insurance.

Travel insurance for trips over £5,000 per person

It can be more challenging to get insurance which includes cover for cancellation charges of up to the full holiday cost for higher value trips. A number of providers do, however, offer policies that give higher levels of cancellation cover:

Insure and Go (Tel: 0330 400 1383) offer cancellation cover up to £7,500 pp.

Post Office (Tel: 0330 123 3690) offer cancellation cover up to £10,000 pp.

Travel insurance for clients over 65 years of age

Many companies now offer cover to people over 65 years of age. However, if you are finding it difficult to get cover you could try one of the following:

Age UK (Tel: 0800 389 4852) have no upper age limit on their policies.

Saga (Tel: 0800 015 8055) have no upper age limit on their policies and offer cancellation cover up to £10,000 pp.

Insure and Go (Tel: 0330 400 1383) have no upper age limit on their policies.

Columbus Direct (Tel: 0800 068 0060) have an upper age limit of 85 on their single trip policies and 74 years of age on annual policies

Travel insurance for clients with specific medical conditions

If you have a pre-existing medical condition there are a number of companies that may be able to help you:

Free Spirit (Tel: 0800 170 7704) will consider most pre-existing medical conditions and have no upper age limit on their policies.

Able 2 Travel (Tel: 01892 839 501) will consider most pre-existing medical conditions.

Age UK (Tel: 0800 389 4852) will consider most pre-existing medical conditions.

Insure and Go (Tel: 0330 400 1383) will consider most pre-existing medical conditions.

InsureCancer / Medi TravelCareLtd (Tel: 0125 278 0190) specialise in travel insurance for people with both terminal and non-terminal cancer.

Travel insurance for non-UK residents

If you are not a UK resident you will usually need to get insurance in your country of residence. Some insurance companies however, will consider policies for non-UK residents, such as PJ Hayman's Worldwide Cover (Tel: 02392 419 050).

The above information is provided in good faith and is correct to the best of our knowledge. No liability is, however, accepted for any errors and all information must be checked directly with the insurance provider.

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