Travel insurance during the coronavirus pandemic

Travel insurance – how can it help you?

No one should ever travel without insurance in place. Suitable coverage is key to your peace of mind, both when you book and when you travel. However, due to the pandemic, most travel insurers have either withdrawn cover entirely or instituted exclusions in their existing products.

Though we’ve seen some positive developments over the last few weeks, insurers now regard Covid-19 as a ‘known event’. Rather than a one-off disruptive occurrence, like a hurricane or volcanic eruption, they consider it an ongoing situation with no end in sight. This makes it difficult for the insurance market to provide cover against.

What has Audley done to mitigate against this?

After extensive review, we’ve identified Cedar Tree as one of the most comprehensive travel insurers right now. However, it’s important to note that its products don’t offer 100% comprehensive cover against all Covid-19 risks. Such cover doesn’t exist at the current time.

Does Audley sell insurance?

No, we aren’t regulated to do so. But we can point you in the direction of Cedar Tree’s policies. Everyone has different circumstances, so you’ll need to speak to a Cedar Tree advisor to determine whether the policy suits your needs.

How do you get in touch with them?

Please call on 0203 475 2639 or visit Cedar Tree’s website.

What do Cedar Tree’s policies cover?

You can visit Cedar Tree’s website to read an outline of its Covid-19 policies.

It’s important that you speak with an advisor and read the policy wording in full before going ahead with the policy.

As with all insurance policies, there are exclusions for certain scenarios. Make sure to pay attention to age limits, trip duration, trip value and pre-existing medical conditions and to be aware that certain activities may attract an additional premium or be excluded entirely (for example, winter sports, travel at high altitudes, scuba diving, zip-lining).