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Saline dello Stagnone, Sicily

Travel insurance during the coronavirus pandemic

Choosing travel insurance with peace of mind

We want you to embark on your trip feeling comfortable that you have the right travel insurance in place. Getting the best cover to suit your plans will give you reassurance from the point you book to when you travel, but we know that the coronavirus pandemic is making that choice harder. Most travel insurers have either withdrawn cover or introduced exclusions in their products since the start of the outbreak.

Insurers now regard Covid-19 as a ‘known event’. Rather than a one-off disruption, like a hurricane or volcanic eruption, they consider it an on-going situation which is still unfolding. This makes it difficult for the insurance market to provide cover against.

What have we done to mitigate against this?

After extensive review, we’ve identified Cedar Tree and AllClear as two of the more comprehensive travel insurers right now. Their products don’t offer 100% comprehensive cover against all Covid-19 risks, but they do provide a good level of cover.

Does Audley sell insurance?

No, we aren’t regulated to do so. But we can point you in the direction of Cedar Tree and AllClear’s policies. Everyone has different circumstances, so you should speak to a Cedar Tree or AllClear advisor to decide if either provider has a policy that suits your needs.

How do you get in touch with them?

Please call on 0203 475 2639 or visit Cedar Tree’s website.

Please call on 0800 294 2644 or visit AllClear's website.

What do Cedar Tree’s and AllClear's policies cover?

You can visit Cedar Tree or AllClear’s website to read an outline of its Covid-19 policies.

It’s important that you speak with an advisor and read the policy wording in full before going ahead with the policy.

As with all insurance policies, there are exclusions for certain scenarios. Make sure to pay attention to age limits, trip duration, trip value and pre-existing medical conditions and to be aware that certain activities may attract an additional premium or be excluded entirely (for example, winter sports, travel at high altitudes, scuba diving, zip-lining).